Home insurance, commonly known as "homeowner's insurance" or "hazard insurance", is a type of property insurance that covers a private residence. The insurance policy combines various personal insurance protections, which can include losses occurring to one's home, its contents, loss of use (cost of additional living expenses), or loss of other personal possessions of the home owner, as well as liability insurance for accidents that may happen at the home or at the hands of the home owner within the policy territory.
With coverages for Homeowners, Condo, Dwelling, Fire, Windstorm, Flood Insurance, etc. a Homeowner's policy is referred to as a multiple-line insurance policy, meaning that it includes both property insurance and liability coverage, with an indivisible premium, meaning that a single premium is paid for all risks.
We provide a good variety of choices in homeowners insurance policies by offering multiple carrier options. Our agents will do the shopping to find you the most competitive prices.